South Kona Homes under $1.25 million

South Kona Homes under $1.25 million

Welcome to South Kona, a hidden gem nestled on the Big Island of Hawaii, where the lush landscapes meet the sparkling blue waters of the Pacific Ocean. Known for its stunning coastal views, vibrant sunsets, and rich cultural heritage, South Kona offers a unique blend of serenity and adventure. This enchanting region boasts a warm climate year-round, making it a perfect destination for those seeking a laid-back lifestyle amidst breathtaking natural beauty.

In South Kona, you’ll find an array of charming homes under $1.25 million, ideal for those dreaming of island living without breaking the bank. Whether you’re searching for a cozy cottage surrounded by tropical gardens or a modern home with panoramic ocean views, this region has something to suit every taste and budget. Many properties feature spacious layouts, outdoor living spaces, and easy access to nearby beaches and hiking trails, allowing you to fully embrace the Hawaiian lifestyle.

The community in South Kona is as warm as the sun that shines down upon it. With local farmers' markets, artisan shops, and delightful eateries serving fresh, locally-sourced cuisine, you’ll find plenty of opportunities to connect with your neighbors and immerse yourself in the island’s culture. Plus, with the stunning coastline and lush mountains at your doorstep, outdoor enthusiasts will revel in the endless activities available, from snorkeling and surfing to hiking and exploring historic sites.

Discover your slice of paradise in South Kona, where the allure of island life awaits you at an affordable price. Let the soothing sounds of the ocean and the vibrant spirit of the community welcome you home.

Newest South Kona Homes under $1.25 million

84-5085 Painted Church Rd, CAPTAIN COOK
$524,000
3 Beds ⋅ 2 Baths ⋅ 733724 MLS ⋅ ['Leasehold'] Tenure
This is a leasehold property...with NO farming requirements! Incredible price for an amazing property! Live the true Big Island lifestyle in peaceful & culturally rich Honaunau on iconic Painted Church Road. Updated 3/2 home on 25,519sf w/ privacy, space & ocean air. 22+ years remaining on a financeable lease. Why this leasehold stands out: • Lease Rent is FIXED for the remaining 22+ years – rare long term rent stability • No escalating lease rent during the balance of the lease • Lease rent is less than or comparable to condo AOAO fees • Instead of shared walls & parking you get a full sized home & 25,000 sq ft of land • 17 year financing possible aligning with the remaining lease term • No farming obligations!!! Open concept living with beautiful bamboo flooring. Upgraded kitchen with granite counters, new stainless appliances & a full wall of custom pantry cabinets. Spacious primary suite with lanai access, a/c, walk in closet & beautifully finished bath. New vinyl windows, updated moulding, recessed lighting & ceiling fans create a light breezy feel. Fumigated in 2021 with substantial substructure replacement completed. Large laundry/flexible space. Expansive 600 sq ft lanai perfect for outdoor dining & relaxing. Tropical orchard includes ulu, lychee, papaya, jaboticaba, limes, longon, oranges, clementines, cherimoya, avocado, mango, coconut, coffee, soursop, black bamboo, jade, monkeypod & more. 20 panel owned PV on Net Metering. County water no catchment. Large work space/shop under the home with tons of storage, fully fenced & gated yard plus there is even a zip line. Partially furnished for easy move in. Minutes to Puʻuhonua o Honaunau, Two Step snorkeling & Kealakekua Bay. Space, privacy, lifestyle

84-5085 Painted Church Rd, CAPTAIN COOK

Listing courtesy of Hawaii Estates LLC.

89-780 Lani Kona Rd, CAPTAIN COOK
$599,000
4 Beds ⋅ 3 Baths ⋅ 733802 MLS ⋅ ['Fee Simple'] Tenure
Welcome to your private Hawaiian retreat in beautiful South Kona! This LIKE-NEW, upscale 4-bedroom, 3-bath residence has been extensively remodeled and sits on approximately one lush tropical acre with beautiful ocean and mountain views. A private entry leads to a newly paved driveway with generous parking, while expansive wraparound lanais provide the perfect setting for outdoor living, entertaining and al fresco dining. Turnkey and fully furnished, the flexible layout features private entrances and living areas opening directly onto the lanai and tropical grounds. Interior highlights include split-zone A/C, tile flooring, blackout shades, cherry wood cabinetry, quartz countertops, stainless steel appliances, kitchenettes and custom tiled walk-in showers. Major improvements include a new roof, lanai/deck, fencing, paved driveway and parking area, high-efficiency heat-pump water heater, approximately 23,000-gallon water catchment tank and new UV water filtration system. Enjoy mature tropical landscaping with palms, cacao, mango, four avocado trees, golden bamboo and tropical ornamentals. Located in a quaint South Kona community near Honomalino Beach, with markets, restaurants, a hardware store, Saturday open market and other conveniences just a short drive away. Beautiful beaches are found in both directions, with Hawai‘i Volcanoes National Park also within reach. A unique opportunity offering privacy, space, modern upgrades and the relaxed South Kona lifestyle!

89-780 Lani Kona Rd, CAPTAIN COOK

Listing courtesy of Jeffrey Samuels Realty.

88-1554 Eono Avenue, CAPTAIN COOK
$223,333
1 Baths ⋅ 733198 MLS ⋅ ['Fee Simple'] Tenure
NEWER COTTAGE WITH OCEAN VIEWS IN MILOLI'I BEACH LOTS SUBDIVISION! Built in 2022, this permitted cottage comes fully furnished, making moving in a breeze! Whether you make this your primary residence, or just a place to get away and relax, you'll find that this property is suitable for both! The spacious cottage features painted cement floors for durability, beautiful Pine wood ceilings, wood cabinets, block-wood counters in kitchen, gas range/oven, refrigerator, microwave, stainless-steel sink, a full bath with bidet toilet, and an on-demand gas water heater. Wall-mounted TV receives reception/channels via antenna. The separate 10 X 12 enclosed shed adds flexibility on how it can be utilized. The 20-foot storage container is negotiable. Property has gravel and cinder for easy maintenance and is completely fenced in. According to the County of Hawaii Planning Department, because the subdivision was created prior to State Land Use (1976) the Planning Department would allow a “single family dwelling” and a “first farm dwelling” to be built without needing an additional farm dwelling agreement. Please confirm this directly with the Planning Department if your intent is to build another structure on the property. Miloliʻi Beach Lots is an oceanside residential subdivision located near the ancient fishing village of Miloliʻi, which is historically renowned as Hawaiʻi's "last living traditional fishing village." If you like fishing and/or enjoying the the outdoors, this may be the perfect fit! Although information provided herein is believed to be correct, Buyer and Buyer's Agent to conduct their own due diligence. Buyers and their agents urged to verify any information they deem material or important to their decision to purchase this property.

88-1554 Eono Avenue, CAPTAIN COOK

Listing courtesy of Ah Chong Realty, LLC.

81-6666 Adelka Pl, KEALAKEKUA
$830,000
2 Beds ⋅ 2 Baths ⋅ 733586 MLS ⋅ ['Fee Simple'] Tenure
Custom-Built Kealakekua Home with Ocean Views & Endless Potential Discover the charm of this custom-built home tucked away at the end of a quiet cul-de-sac in desirable Kealakekua. Offering an exceptional combination of privacy, convenience, and breathtaking views, this property feels peaceful while being just minutes from Kona Community Hospital, restaurants, shops, and everyday amenities. Take in sweeping views of the Pacific Ocean and coastline stretching all the way toward Kailua Bay. The covered outdoor patio is the perfect place to relax, entertain, or simply enjoy the spectacular scenery and gorgeous sunsets while taking advantage of the refreshing trade winds. This spacious yet cozy two-bedroom, two-bathroom home is ready for its next chapter. With a little TLC and a fresh coat of paint, it offers an exciting opportunity to bring your own style and vision to a custom-built property in an exceptional location. The primary bedroom features a retractable door, offering flexibility in how the space is used and the option to create a more traditional enclosed bedroom by adding a wall. A loft adds even more versatility and invites you to get creative—use it as a reading nook, play space, or whatever best suits your lifestyle. The kitchen balances functionality and style, featuring beautiful granite countertops and abundant workspace for cooks of all levels. The home's excellent insulation helps maintain a comfortable indoor temperature, while an air-conditioning unit in the living room provides additional cooling. The roof was replaced in 2026! The information herein may contain inaccuracies and is provided without guarantee of any kind. Agents and Buyers must independently verify all information.

81-6666 Adelka Pl, KEALAKEKUA

Listing courtesy of LUVA LLC.

81-988 Hale Keekee Pl, KEALAKEKUA
$975,000
3 Beds ⋅ 2 Baths ⋅ 733639 MLS ⋅ ['Fee Simple'] Tenure
Welcome to this impeccably maintained 3 bedroom, 2 bath home located at a cooler 1500" elevation in the town of Kealakekua. This home has had major updates in the past in almost 10 years including full interior painting, wood flooring, updated kitchen & bathrooms, new washer & new water heater. Enjoy the ocean views along with bananas, lemons, limes, papayas and avocados grown in the back yard, plus you can grow vegetables in the allocated area. A very short distance to KTA Food Store, library, banks, post office and Mc Donald's. Home comes with most furnishings. Sold As-Is UPDATES: Full interior painting; 2 new toilets; hardwood flooring Oct., 2016 Remodeled kitchen w/wood cabinets including slider drawers, soft close doors. Granite counters, tile backsplash, double sink with Instant Hot & replaced appliances. Replaced bathroom lights & mirrors. July., 2018 . Replaced both bathroom cabinets, granite counters and vessel sinks. Oct., 2024 New Electric water heater; new washer. June 2026

81-988 Hale Keekee Pl, KEALAKEKUA

Listing courtesy of KW Big Island.

88-1543 Elima Ave, CAPTAIN COOK
$625,000
2 Beds ⋅ 2 Baths ⋅ 733422 MLS ⋅ ['Fee Simple'] Tenure
Owner financing available with $200k down, 7%, 3 years, with balloon payment. Discover the perfect blend of comfort, efficiency, and island charm in this fully permitted and fully furnished 2-bedroom, 2-bath home in the historic fishing village of Miloli‘i, Hawai‘i. Thoughtfully designed with modern conveniences and breathtaking ocean views, this property offers an ideal retreat for full-time living, vacationing, or investment.The home’s interior combines style with practicality, featuring stained concrete floors on the lower level and warm bamboo flooring upstairs. An open layout highlights the kitchen, complete with built-in cabinets, ample storage, and a passthrough window leading to the expansive upstairs lanai—perfect for entertaining while watching unforgettable sunsets over the Pacific. Both the upstairs and downstairs bedrooms are spacious with large closets, while the bathrooms feature modern touches including a bidet toilet. The remaining downstairs space includes a utility room and two "bedrooms" divided by a shoji screen wall. Accessibility is prioritized with a stair-lift chair for ease of movement between floors. Sustainability and low-maintenance living shine here, with a reliable photovoltaic system that keeps the average electric bill around \$30 per month. A huge solar water heater provides abundant hot water, and the 10,000-gallon catchment system with UV filtration ensures a dependable and clean water supply.BRAND NEW 50 GALLON HOT WATER HEATER! Relax in your private jacuzzi while enjoying the cool ocean breeze and starlit skies.This property also includes the adjacent lot, TMK-3-8-8-6-97, featuring a 10' x 30' three-car garage/shed with plenty of room left over for a pool, additional storage, or even the construction of another home. With this added space, the possibilities for expansion and customization are endless. From its ocean views and energy-efficient systems to its thoughtful finishes and additional lot, this Miloli‘i gem!

88-1543 Elima Ave, CAPTAIN COOK

Listing courtesy of Hawaii Estates LLC.

83-5599-D Middle Keei Rd, CAPTAIN COOK
$849,000
4 Beds ⋅ 2 Baths ⋅ 732724 MLS ⋅ ['Leasehold'] Tenure
This is a leasehold property. Setting on 6.3 acres, with incredible ocean views, it offers a rare opportunity to step into a turnkey, highly cared-for, beautifully furnished agricultural estate in South Kona. The home features a dual-living design, configured as two separate 2-bedroom, 1-bath living spaces linked by a spacious covered lanai, creating a natural central gathering area framed by breathtaking ocean views. Wonderful privacy for the primary bedroom suite. Accessibility and ease of movement are thoughtfully integrated with separate stairways and a dedicated chair lift to effortlessly transport people or heavier items between levels. A leased Sunrun PV system covers most of the power bill. Outdoors, the lifestyle is pure South Kona paradise. A hot tub sits overlooking the orchard alongside a nearby outdoor shower for post-farm relaxation. Divided by Hua Nui Road, the gated and fully fenced acreage places its larger makai portion primarily planted with macadamia nuts, breadfruit (ʻūlū), avocado, and several very large open spaces to grow vegetables or additional crops. The mauka side hosts approximately 1,700 coffee trees, producing an estimated 4,000 pounds of beans per year. Fully equipped, the estate includes a collection of wood shop and farm maintenance equipment, all stored beneath the main living quarters, finished with a thick gravel base, providing everything needed to ensure a seamless transition for its next owner. This exceptionally well-maintained estate offers quick and easy access to world-class snorkeling, paddling, and coastal living at nearby, premier ocean destinations like Hōnaunau, Ho‘okena, Manini, and Kealakekua Bay, Please note: KSBE leasehold properties require a cash purchase and involve an estimated 6-month escrow closing process with annual lease rent. The land is held under a Kamehameha Schools Bishop Estate (KSBE) lease running through December 31, 2054.

83-5599-D Middle Keei Rd, CAPTAIN COOK

Listing courtesy of Hawaii Life.

84-4956 Ke Ala O Keawe Rd, CAPTAIN COOK
$650,000
2 Beds ⋅ 2 Baths ⋅ 732081 MLS ⋅ ['Leasehold'] Tenure
This is a leasehold property. 1.09 acre KSBE ag LH mixed - crop tropical farm retreat with flexible living space minutes from Hawai’i Island’s finest ocean access spots. This unique property is woven into a tropical farm setting. The open living area connects the kitchen to a glass-enclosed, screened-in lanai with a Hawaiian pūne‘e daybed and a wall of windows framing sweeping South Kona coastline views. Hardwood detail adds warmth and natural character to this vintage home. A cozy en suite bedroom with separate entrance is located off the kitchen. Covered decking leads to additional rooms opening to the gardens, including the Shoji room overlooking the turtle pond with its resident turtle. A round window feature and mural-enhanced exterior create the perfect space for meditation, yoga or massage. Below the main home are a shop area and a storage room. A separate building without plumbing or electricity was used as an art studio and is currently storage. The 1.09 acre scale makes the ag LH farming requirement manageable, with enough land to cultivate without the demands of a much larger farm. The property is mostly fenced and productive, with avocado, banana, cacao, citrus, coconut, coffee, lilikoi, mango, papaya and ‘ulu, along with bamboo, ginger, heliconia and plumeria.. A fruit stand at the bottom of the drive offers the opportunity to share and sell the farm’s harvest along this special road, known for its local fruit and baked-goods stands. Ke Ala o Keawe is the road to Pu’uhonua o Honaunau National Historical Park. Some of Hawai‘i Island’s finest ocean access is nearby, including Hōnaunau, Ho‘okena, Manini and Kealakekua Bay — exceptional spots for swimming, snorkeling, paddling and fishing, all part of everyday South Kona living. * KSBE LH properties require a cash purchase and take approximately 6 months to Close escrow * Lease rent is annual. * Lease to 3/1/2051

84-4956 Ke Ala O Keawe Rd, CAPTAIN COOK

Listing courtesy of Hawaii Life.

88-1968 Milolii Rd, CAPTAIN COOK
$549,000
3 Beds ⋅ 2 Baths ⋅ 733126 MLS ⋅ ['Fee Simple'] Tenure
OPEN OCEAN VIEWS – Unbeatable sunset views and whale watching from the comfort of your lanai. OWNED SOLAR SYSTEM – Electric bill averages just $30–$50/month. Enjoy off-grid living with four backup batteries. GIGANTIC SHOP – Massive space beneath the home for vehicles, equipment, projects, hobbies, storage or a workshop. 750-LB ELEVATOR LIFT – Wheelchair-accessible from the carport to the main lanai. A feature you’ll appreciate more and more over time. FULL LAVA ZONE 2 INSURANCE COVERAGE Experience true Hawaiian independence in this beautifully designed, fully furnished 3-bedroom, 2-bath home overlooking the brilliant blue Pacific and Miloli'i, Hawaii’s only remaining ancient fishing village. Built for comfort, accessibility and self-sufficient island living, this exceptional property offers space, views and features rarely found together. The open-concept interior features tile flooring throughout, a spacious kitchen with abundant storage, a NEW refrigerator (9/9/26) and an additional freezer, plus electric living-room blinds that open to spectacular ocean and sunset views. The generous lanai is ideal for entertaining, dining and enjoying the endless Pacific horizon, with a Weber grill, terraced rock walls and lush tropical landscaping creating a private island oasis. The owned photovoltaic system and four backup batteries provide remarkable energy independence. Additional features include two water heaters—an electric unit providing instant hot water to the kitchen and a tankless unit serving the remainder of the home—plus UV water filtration, high-speed fiber-optic internet and an outdoor shower. Relax, entertain, watch whales or enjoy unforgettable Hawaiian sunsets. This is more than a home—it’s a spacious, accessible, energy-independent island retreat with extraordinary ocean views. Owner financing considered with 25% down.

88-1968 Milolii Rd, CAPTAIN COOK

Listing courtesy of Hawaii Estates LLC.

82-6065 Capt Cook Ocean View Unit B203, CAPTAIN COOK
$324,900
2 Beds ⋅ 2 Baths ⋅ 733013 MLS ⋅ ['Fee Simple'] Tenure ⋅ Captain Cook Ocean View BLDG.
Rarely available unit in the Captain Cook Ocean View Condos! Corner unit conveniently located within close proximity to shopping, restaurants and much more. Hurry and see this one now!

82-6065 Capt Cook Ocean View Unit B203, CAPTAIN COOK

Listing courtesy of TLC Realty LLC.

82-6274 Kahauloa St, CAPTAIN COOK
$899,900
5 Beds ⋅ 3 Baths ⋅ 731861 MLS ⋅ ['Fee Simple'] Tenure
In the South Kona beach village of Manini, this two-home property offers an opportunity to restore and reimagine a place with the ocean practically in the backyard. Yet when you come home, you’re surrounded by mature tropical trees, lawn, privacy and shade. *Check out the video! Set on more than 1/4 acre, the fully fenced corner lot includes two separate homes: a ~1,056 sq ft 1979 main house with 3 bedrooms and 2 baths, and the original ~600 sq ft 1953 cottage with 2 bedrooms, 1 bath and a kitchenette. A separate small studio room provides a versatile setting for an art studio, yoga room, office or creative pursuits. The dwellings are arranged around tropical landscaping, which includes mango, monkeypod, plumeria, coconut palms and other established trees that provide shade and privacy. Two gated driveways provide convenient access to each home. An outdoor gazebo, covered carport and tool shed add to the property's functionality. The grounds are fully enclosed with solid wood fencing atop a rock wall, gates and a separate pedestrian entrance. Manini Beach is an established community at the southern end of Kealakekua Bay, with a limited number of residential properties. Here, the ocean can be part of everyday life. Walk down to the water for a morning swim, snorkel or paddle, return home for breakfast, and head back to the beach to enjoy the sunset. The two-home configuration allows for extended family, guests, a primary residence with a second dwelling, or a place where family and friends can gather near the water. The homes are in older condition and ready for renovation, updating and thoughtful investment. This is an opportunity for someone with vision to breathe new life into a property in one of South Kona’s most charming coastal communities. Manini Beach feels secluded while remaining approximately 10 minutes from the amenities of Captain Cook and Keauhou and about 30 minutes from Kailua-Kona.

82-6274 Kahauloa St, CAPTAIN COOK

Listing courtesy of Hawaii Life.

87-3208 Huna Kai Rd, CAPTAIN COOK
$695,000
3 Beds ⋅ 3 Baths ⋅ 732750 MLS ⋅ ['Fee Simple'] Tenure
Move-In Ready South Kona Rural Retreat with Ocean Views & Beach Access Welcome to your move-in-ready 3-bedroom, 3-bath, two-story home nestled in a desirable rural Kona neighborhood. This beautiful home is being sold partially furnished. Enjoy beautiful ocean views and easy access to the beach below, making this property an ideal island retreat for those who love swimming, surfing, snorkeling, paddle boarding, and other water sports. With three spacious bedrooms and three full baths, the home offers comfortable living for family and guests. The two-story design provides flexibility and privacy, while the surrounding Kona countryside creates a peaceful atmosphere away from the hustle and bustle—yet still close to the beauty and activities of the coast. There's a lovely spa in the carport so you can enjoy a swim in the water without the worry of a sunburn. Whether you're looking for a full-time residence, vacation getaway, or investment opportunity, this property offers the quintessential Kona lifestyle: ocean views, beach access, outdoor adventure, and the tranquility of a desirable rural setting. Pack your beach gear and start enjoying island living!

87-3208 Huna Kai Rd, CAPTAIN COOK

Listing courtesy of eXp Realty.

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